A: Our approach is firmly grounded in each client’s specific situation and goals. Investing for a clearly defined long-term objective—such as a comfortable retirement or funding college —helps to create the focus and discipline that are vital for your success.
Each of our investment recommendations is different, because each of our clients is different. In constructing our portfolios, we eschew shortcuts and fads, relying instead on the proven principals of Modern Portfolio Theory as laid out by Nobel laureates such as Harry Markowitz, Merton Miller and William Sharpe. This knowledge helps us to harness markets’ rewards and avoid their pitfalls to the greatest extent possible.
Finally, while portfolio appreciation is important, what really matters is the amount of money that you keep. Thus, we use low-cost vehicles such as institutional-grade mutual funds and exchange-traded funds. And we employ tax-management strategies to preserve as much of your wealth as possible.